We are not completely debt free yet, but we now have zero balance on all our credit cards. Theresa paid off the last of the furniture row card so her bed is officially paid off (0% interest for 2 years). We do have home equity loan that we transfered the balances of the other cards too, but a HELOC is a way lower percentage rate and we are getting that paid off as well. Once it is paid off we are going to do windows in the house. Dealing with those windows yesterday was not fun at all. Can’t wait to not have to prop my windows open with shampoo bottles and plastic dowels.
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